International bank account number

An IBAN number is an international standard for identifying bank accounts. The purpose of an IBAN number is to facilitate cross-border payments by ensuring that money is transferred to the correct bank account.

An IBAN number consists of up to 34 characters, including both letters and numbers. The first two characters are always alpha characters (letters) followed by two digits, and then up to 30 more characters. The characters can be upper or lower case.

The format of an IBAN number varies from country to country. For example, the IBAN number for a bank account in the United States would be different than the IBAN number for a bank account in Germany.

When you open a bank account in your host country, the bank will provide you with an IBAN number for your account. You will need this number when making or receiving international payments.

Understanding your IBAN

In order to ensure that money is transferred to the correct bank account, it’s important to understand how to read an IBAN number. Let’s take a look at an example:

Let’s say you have an IBAN number that looks like this: GB82 WEST 1234 5698 7654 3210

The first two characters (GB) indicate the country code for the United Kingdom. The next two characters (82) indicate the sort code for the particular bank branch where your account is held. The sort code is unique to each bank branch in the UK.

The next six characters (WEST12) indicate your individual bank account number. The final four characters (3432) are known as a check digit, which is used to verify that the IBAN number is correct.

Using an IBAN

Now that we know how to read an IBAN number, let’s take a look at how they are used in practice.

When making or receiving an international payment, you will be asked to provide your IBAN number. The sender will use this information, along with your name and address, to make sure that the money is transferred to your correct bank account.

It’s important to note that you should never give your IBAN number to someone you don’t know or trust. Your IBAN number can be used to make unauthorized withdrawals from your bank account, so it’s important to keep it safe and secure at all times!


As an international student studying in the United States, it’s important to understand how the banking system works in your new home. One of the first things you’ll need to do is open a bank account, which will require you to have an understanding of international bank account numbers (IBANs). In this blog post, we’ve taken a look at what IBAN numbers are and how they work. We’ve also looked at how they are used in practice and why it’s so important to keep them safe and secure at all times!